Lending Vets
A Veteran owned mortgage broker located in Denver, CO. Although Lending Vets is dedicated to educating and helping Veterans use their homeownership benefits, we are experienced with a wide variety of mortgage options.
Contact Information
VA Loans
A VA Home Loan is a government-backed mortgage benefit for eligible U.S. veterans, servicemembers, and surviving spouses. VA guarantees a portion of the loan offering favorable terms like no down payment, low rates, limited closing costs, and no PMI on both purchases and refinances.
Convetional Loans
A Conventional Loan is a home loan not insured by the U.S. government, backed instead by private lenders and typically conforming to Fannie Mae/Freddie Mac guidelines, requiring good credit (usually 620+) and manageable debt, with options for low down payments (as low as 3-5%) but often requiring Private Mortgage Insurance (PMI) unless you put 20% down (or have 20% equity in their current home), offering flexibility for various property types and terms like fixed or adjustable rates on both purchases and refinances.
USDA Loans
USDA loans are U.S. Department of Agriculture-backed mortgages for low-to-moderate-income buyers in eligible rural and suburban areas, offering 100% financing (no down payment) with lenient credit and income requirements, competitive rates, and features like fixed rates, but they come with property location, income caps, and mortgage insurance requirements. These loans help promote homeownership in less densely populated areas by reducing barriers like large down payments for both purchases and refinances.
FHA Loans
An FHA loan is a government-insured mortgage by the Federal Housing Administration (FHA) from private lenders, designed to help people with lower credit scores or smaller down payments become homeowners (or refinance their current home), often requiring as little as 3.5% down (with a 580+ credit score) unlike conventional loans, FHA loans may offer easier qualification on both purchases and refinances.
Reverse Mortgage Loans
A reverse mortgage is a special type of home loan for people 62 or older that lets them convert part of their home equity into cash without having to make monthly mortgage payments for both purchases and refinances.
Second Mortgage Loans
A second mortgage is a loan using your home's equity as collateral, allowing you to borrow more cash without refinancing your primary mortgage, common types being fixed-rate Home Equity Loans (lump sum) or revolving Home Equity Lines of Credit (HELOCs). It provides funds for major expenses like renovations or debt consolidation
We believe it is important to align borrowers with experienced and knowledgeable professionals in the mortgage industry.
We believe Lending Vets has both.
Reach out to us:
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Carol Cordova
(303) 332-7350
[email protected]
NMLS #649444
Carol Cordova is the owner of Lending Vets Inc., where she serves as a dedicated mortgage originator with over three decades of experience in the lending industry. Since beginning her career in 1995, Carol has helped countless individuals and families achieve homeownership through knowledgeable guidance, integrity, and personalized service.
A proud Veteran of the United States Navy, Carol served from 1989 to 1993. During her service, she completed a tour in the 1991 Persian Gulf War aboard the USS Samuel Gompers, which was stationed out of Alameda, CA.
Carol’s military background instilled in her the values of discipline, commitment, and service—principles she brings to every client relationship. As both a Veteran and mortgage professional, she is especially passionate about serving fellow service members, Veterans, and their families, helping them navigate the home financing process with confidence.
Lending Vets, Inc
2000 S Colorado Blvd Blg 1-2000 Ste 518, Denver, CO 80222
NMLS License #2125301 (303) 997-8642
Content provided within this website is for information purposes only.
This is not a commitment to lend or extend credit.
Information and/or dates are subject to change without notice.
All loans are subject to credit approval. Other restrictions may apply.Lending Vets, Inc is not affiliated or endorsed by the government or the Department of Veterans Affairs.
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